This information is for educational purposes and is not intended to provide, and should not be relied upon for, accounting, legal, tax, insurance, or investment advice. The contents are not, and are not intended to be, advice tailored to any particular person or situation. We encourage you to speak with a qualified professional regarding your scenario and the then-current applicable laws and rules.

Advisory services are offered through CI Private Wealth and its affiliates, each being a registered investment adviser regulated by the US Securities and Exchange Commission (“RIAs”). The use of the term “registered” does not imply any particular level of skill or training. For a complete discussion of the scope of advisory services offered, fees, and other disclosures, please review the RIA’s Disclosure Brochure (Form ADV Part 2A), which is available upon request to the RIA and online at We also encourage you to review the RIA’s Form CRS and Privacy Policy, which are also available upon request to the RIA. The RIA also has a Code of Ethics available upon request.

Different types of investments involve varying degrees of risk. Future performance of any investment or wealth management strategy, including those recommended by us, may not be profitable, suitable for you, or prove successful. Past performance is not indicative of future results.

Our clients must, in writing, advise us of personal, financial, or investment objective changes and any restrictions desired on our services so that we may re-evaluate any previous recommendations and adjust our advisory services as needed. For current clients, please advise us immediately if you are not receiving monthly account statements from your custodian. We encourage you to compare your custodial statements to any information we provide to you.